Financial Assistance
Financial aid programs, charity care, and hardship options for medical debt.
Hospital Financial Assistance: How to Apply for Charity Care
76% of U.S. hospitals must offer charity care. Learn who qualifies, how to apply for hospital financial assistance, and what to do if denied.
Read Guide →Can't Afford Your Medical Bill? Every Option Explained
62% of patients who asked about affordability got help. Explore every option for medical bills you can't pay — negotiation, payment plans, charity care, and more.
Read Guide →Medical Bill Hardship Letter Template
40% of patients who challenged a bill got a reduction. Use our hardship letter template and guide to request medical bill forgiveness or a reduced balance.
Read Guide →Medical Bill Forgiveness Programs: Every Option Available
67% of bankruptcy filers cite medical bills as a factor. Learn about charity care, nonprofit debt relief, state programs, and more to get your bills forgiven.
Read Guide →Hospital Payment Plans: How to Get the Best Terms
Most nonprofit hospitals must offer 0% interest payment plans. Learn how to negotiate terms, avoid medical credit cards, and protect yourself from collections.
Read Guide →501(r) Hospital Financial Assistance: What the Law Requires
2,870 nonprofit hospitals must follow 501(r) rules. Learn the four legal requirements, how to check if your hospital qualifies, and how to file complaints.
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